Our Over 50’s Life Plan provides a fixed cash lump sum for your loved ones and premiums are guaranteed never to rise. There’s no medical and you’re guaranteed acceptance.
50’s plus plans have a really simple application process and if it is the most suitable option can be put live in a matter of minutes.
Many people use these plans to pay for funerals, and, in the event of your death, they can even be paid directly to funeral homes.
Whole of Life
This option is often used not just for family protection, but for couples who want to use Whole of Life to cover Inheritance Tax. It can be arranged as a single policy, or we can consider a Joint Life Second Death policy. It means that two people are covered, and the lump sum pays out after both of them have died.
It is essential this type of cover is written into a legal trust, something we can do completely free of charge.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE